Life Board Game Rules: How Do You Play The Game of Life
Life is a two to six player game about money. Your score is represented by the wealth your token car collects as it travels through the board, with the overall goal being to retire the wealthiest player at the end of the game.
Game Setup: Place all of the life tiles face down wherever it is most convenient for players to reach. Designate one player to be banker, and place the reserve money near that player. Separate the two insurance policies into their own piles near the pile of loans, which should be in reach of the banker. Separate the salary, career, house, and stock cards into their own piles where all players can reach.
Life tokens are never viewed during the game and are always face down until all players have retired.
Each player selects a plastic car and places a pink or blue peg into the driver seat to represent their play token. Players place the token on the starting position on the game board and are given $10,000 by the bank. Play order is determined by spinning the wheel–each player spins once and the highest number goes first. In case of a tie the wheel is spun again by the tying players.
Four life tokens are placed at the end of the game board and are rewarded at the end of the game to the player that retires in the mansion and has the most money.
First turn for each player is greeted by a decision to get a degree through college or immediately begin their career. Primary difference between the two options is the non-collegiate option is shorter and has instant results but limits your starting career and salary options to one, while college puts you $40,000 into debt immediately, but offers you three career options and three salary options, as well as special career options.
If a player decides to begin their career immediately and bypass college then the player takes a single career and salary card at random and must keep both of them unless the card says it needs a college education, in which case the player must choose another career until he receives one that does not require a college education. Unused careers are shuffled back together. Players keep their salary and career cards when chosen; other players may not have the same career or salary as another player.
Once a player has made their decision, they must spin the wheel and move their car forward the amount of spaces indicated. If the spinner fails to properly indicate a number by stopping in between two numbers, then the player must spin again. Play continues in this fashion until players reach the end of the game board and decide if they wish to retire at Millionaire Estates or Countryside Acres.
Millionaire Estates should be selected by players who want a chance at the 4 life tokens placed at the mansion from the beginning of the game, but only if they think they have more money than any other player. Players choosing to retire at Millionaire Estates may still have their life tokens taken from them. If a player is convinced they do not have the most money, or they want to protect their life tokens, they may opt to retire at Countryside Acres. Countryside Acres protects all of the players existing life tokens and allows them to collect one additional life token when they retire.
Rules and Board Spaces:
Bank loans must be paid back by the end of the game and cost the loan amount +$5,000 interest ($25,000 per note).
All stop spaces must be obeyed; once a player follows the instructions on a stop space they must spin and move again.
Orange spaces are the common space on the board and have instructions that must be followed by the player that lands on them.
Blue spaces are optional and have instructions that a player may follow if deemed beneficial to the player.
Passing a green space allows a player to collect their salary amount from the bank. Landing on a payday has no special additional benefit.
Life spaces represent a special event and allow a player to collect one life token. If no tokens are available then a player chooses which player to take one from.
Special career spaces allow a player to collect the fee being paid if they have the career represented on the board. If the player lands on a square for their own profession, they pay nothing.
Police officers only have one career space on the board, and instead collect $5,000 from any player that spins 10, but only if the police officer catches the player before the next spin.
Purchasing a house is done by selecting one card at random from the face down house pile. The player then pays the amount listed on the house, borrowing money from the bank if needed, and spinning again to continue moving. Players keep the house card they purchased.
Landing on one of the various baby squares gives you instructions to add additional pegs to your car to represent your family and collect one life tile.
Insurance can be purchased from the bank for your automobile or house for $10,000 and/or pay the listed amount for your house. Insurance protects against negative occurrences involving your vehicle or home such as theft, accidents, or fire. Insurance can be purchased at the beginning of any of your turns.
Stocks can be purchased at the beginning of your turn for $50,000, which allow you to collect $10,000 each time the number on your stock is spun. You may only have one stock at a time unless you land on a special space that allows you to draw a free stock. If you later lose one of your stocks you can only buy them back if you have less than one.
Winning the Game:
Once all players have retired, all players count their money. The player with the highest amount of money that retired in the millionaire mansion also takes the four remaining life tiles on the game board. If two players tie, the bounty is split between them.
All players then flip over their life tokens and add the cash value of the tiles to their total cash pool. The winner is the player with the most combined wealth.